Quick And Fast Online Payday Loans Of Up To R1,500 Made Simple.
We are a trusted micro-lender that offers quick and easy online payday loans with one fixed repayment. Our process is simple—apply online, get approved fast, and repay in one term.
What You Need to Apply.
Here’s what you need to apply for a loan with Virgilpay — quick, simple, and hassle-free.
Copy of Identity Document
Provide a copy of your identity document in order to prove that you’re the person applying for a loan.
Three (3) Months Bank Statements
A three months bank statement showing proof of income.
Payslip
Payslip proving that you are receiving a salary or remuneration.
The Smart Way to Build Credit and Grow!
Start small, build trust, and unlock bigger loan amounts over time — a smart and secure way to grow your credit with Virgilpay.
🟢 Start Smart
New clients can access loans of up to R500 during their first 3 months — a safe and manageable way to begin.
🟡 Build Consistency
Maintain a good repayment record and qualify for up to R1,000 over the next 2 months.
🟠 Build Trust
Reliable repayment shows financial responsibility and builds a solid credit history with us.
🔵 Access More
After proving trust and consistency, clients can unlock loans of up to R1,500 — quickly and with confidence.
How Virgilpay Works
Discover how to quickly secure a short-term loan with Virgilpay’s simple and transparent process.
Step One: Apply Online
Complete our quick application form to provide essential details and start your loan request.
Step Two: Approval
Our licensed team reviews your application promptly to provide a responsible and clear lending decision.
Step Three: Receive Funds
Once approved, your payday loan is disbursed directly to your account for urgent financial needs.