About


About Us

Virgilpay Loans is a trusted South African micro-lending company committed to providing fast, simple, and responsible credit solutions. Operated by Grandpay Financial Services, we specialize in short-term loans designed to meet your urgent financial needs — with flexible amounts starting from R500 for new clients, scaling up as trust is built.

We understand that life can be unpredictable, and we’re here to help bridge the gap between paydays with our easy online application process, transparent terms, and reliable customer support.

Our loans are designed to be accessible even for clients with low credit scores, and we operate within the guidelines of the National Credit Regulator (NCR) to ensure fair and ethical lending practices.

Why Choose Virgilpay?

  • Quick Loan Approvals
  • Affordable Repayments
  • Easy Online Application
  • No Collateral Needed
  • Secure & Confidential

At Virgilpay, we don’t just lend money — we build relationships. Your financial wellbeing is our priority, and we’re here to grow with you every step of the way.


Reliable Micro-Lending Solutions for Immediate Needs

Meet the passionate professionals driving Virgilpay’s responsible lending mission forward.